So once upon a time Chris and I had a deadline in our head saying we'd have money saved up by Feb for a down payment for an FHA loan and so we'd start looking in January for a house. We were going to the store a few weeks ago before the Bronco's game to help his Mom and Step-dad do some grocery shopping and we drove past a new housing development that we've been interested in but has always been just out of our price range.. until that day.. they were now listed as "Starting in the 170's" so we stopped by the model home - no one was there. It was Sunday and the Bronco's were playing so we headed home and unloaded the groceries and watched sadly as they lost..
The next day was of course Monday and that is Chris and I went to see if anyone was there. The office was still empty. Chris took the number though and called the guy. We went back an hour later and we got to see a few of the homes they had finished. We walked out of there having decided on getting one of these homes. We found out about a USDA Rural Development loan that Weld County is covered under which allows us to get the home without a down payment and no mortgage insurance like what is required for an FHA that ups your mortgage by like 100 bucks a month for so many years.. We crunched the numbers and went back a few days later and signed a contract. We officially close on Jan 14th, exactly 1 month after we first signed the contract. I'm really really excited.
Mead, Colorado is a small town. There is no way getting around that fact but I like it! They have good school system and its a really friendly community. Chris, his uncle Randy and I all had lunch at one of the 2 restaurants they have. Yes that is right folks there is only 2 places to eat in this town! It is a farming community. They do not even have a grocery store. The Brick House BBQ has good food and the waitress was really nice. She welcomed us to the neighborhood and chastised Randy since he only lives about 2 miles away and has never been there before.
We are going to own a house! That is what I can't get past.. I am really giddy when ever I think about it. We had to buy a refrigerator and washer/dryer and we got a new bed..king sized... all thanks to the king sized bed we got to use on our honeymoon.. lol.. but on the plus this means we have a spare bed for the guest room! We have a 3 bedroom house now so we have plenty of room to start a family. Chris and I call this our starter home.. we agreed our next one will be our dream home.
I need to start getting ready for the day.. My birthday is on Tuesday.. I can't believe I'm going to be 28.. I am starting to feel old.. in honor of said birthday and since we didn't get to see them on Christmas we are going out to lunch today with my Aunt Paula, my parents, and my cousin Emily and her family.
It is also snowing so we need to get gas in my Jeep and stuff before we go.
Hope everyone had a safe and happy New Year!! I am feeling really good about 2011 so far! My mom pointed out that my birthday falls on 1-11-11 this year. I hope that means good luck!
Mead, Colorado is a small town. There is no way getting around that fact but I like it! They have good school system and its a really friendly community. Chris, his uncle Randy and I all had lunch at one of the 2 restaurants they have. Yes that is right folks there is only 2 places to eat in this town! It is a farming community. They do not even have a grocery store. The Brick House BBQ has good food and the waitress was really nice. She welcomed us to the neighborhood and chastised Randy since he only lives about 2 miles away and has never been there before.
We are going to own a house! That is what I can't get past.. I am really giddy when ever I think about it. We had to buy a refrigerator and washer/dryer and we got a new bed..king sized... all thanks to the king sized bed we got to use on our honeymoon.. lol.. but on the plus this means we have a spare bed for the guest room! We have a 3 bedroom house now so we have plenty of room to start a family. Chris and I call this our starter home.. we agreed our next one will be our dream home.
I need to start getting ready for the day.. My birthday is on Tuesday.. I can't believe I'm going to be 28.. I am starting to feel old.. in honor of said birthday and since we didn't get to see them on Christmas we are going out to lunch today with my Aunt Paula, my parents, and my cousin Emily and her family.
It is also snowing so we need to get gas in my Jeep and stuff before we go.
Hope everyone had a safe and happy New Year!! I am feeling really good about 2011 so far! My mom pointed out that my birthday falls on 1-11-11 this year. I hope that means good luck!
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